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Jet Lag: A Holiday Lesson

It’s 3:50 am. My alarm isn’t supposed to go off for another 2 hours and 10 minutes, but here I am, showered and two cups of coffee into my Tuesday. I’m assuming it’s jet lag. We got back from Italy...

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Unintentional Savvy Shopping

Like most tourists in Italy, we visited the Colosseum in Rome.  While passing through one of the corridors, we saw an enormous black cat walking nearby.  Dante and I knelt to pet it and he immediately...

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Gift Giving Insanity

I’m working with a couple in Massachusetts that have a very common money issue – gift giving. When I asked them to create a list of all the gifts they buy throughout the year, it came to 57!  That’s an...

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Shop For Life

Last week I read a quote about clothes shopping that has stuck with me: Shop for life, not an event. How many times have you gone shopping for an item to wear to a particular event and ended up using...

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3 Steps To Save On Last Minute Gifts

Back in November, you were probably hoping you’d not only be done with your holiday shopping by now, but that all the presents would be wrapped and under the tree. If you didn’t hit those goals, you’re...

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Kilcher Family Christmas

Last night I watched Alaska: The Last Frontier’s Christmas episode.  I’ve been a fan of the show since it started and last night’s episode is now among my favorites. Each year, the Kilcher’s have a...

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Savvy Money Habits & Discount

It’s a new year!  Did you achieve your 2015 financial goals? If not, what are you going to do differently in 2016 to make them happen? One of the most impactful lessons I’ve learned is the power or...

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An Extra $439 a Month

I just received an email from Tim A. in Virginia who used the debt repayment plan we put together to pay one of his creditors off four months early. With the debt now paid, it frees $439 a month.  He...

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Savvy Buys for January

By Melissa Tosetti Savvy Shopping is a key component to Savvy Living. One of the most powerful techniques to shop smart is to time your purchases. Just about everything that goes on sale has a season...

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How Often Should You Dine Out?

By Melissa Tosetti Our grandparents rarely, if ever, dined out. Our parents may have gone out to eat once or twice a month. Now, it’s easy to eat just about every meal outside the home.  Unfortunately,...

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No Matter What The Groundhog Says…

By Melissa Tosetti No matter what the groundhog says on February 2nd when he peeps out of his hole amid the media frenzy, spring officially starts on March 20th at 6:29 pm EST. That means there are...

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Pet Project Saved $180

By Melissa Tosetti When we adopted our new kitten Spartacus in December, one of the first things we wanted to do was get a cat tree for him so he wouldn’t tear up our furniture.  But, when Paul and I...

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Savvy Summer Vacation

By Melissa Tosetti In your part of the country it may not feel like it, but the official start of summer is just three months away.  If you want to take advantage of those great travel deals, you have...

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Unintentional Savvy Shopping

Like most tourists in Italy, we visited the Colosseum in Rome.  While passing through one of the corridors, we saw an enormous black cat walking nearby.  Dante and I knelt to pet it and he immediately...

View Article

Gift Giving Insanity

I’m working with a couple in Massachusetts that have a very common money issue – gift giving. When I asked them to create a list of all the gifts they buy throughout the year, it came to 57!  That’s an...

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Tournament Savvy

The Savvy Life philosophy is to save on the things that aren’t important to you so you can spend on the things that are important to you.  An example of this philosophy was put into action by our...

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Money Affects Everything

By Melissa Tosetti I find it romantic to believe that money isn’t important.  How wonderful would it be to live life without being burdened by monetary details?  But the truth is, money affects every...

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In and Out of Costco for Less Than Your Car Payment

By Melissa Tosetti I love Costco!  By hitting the big box store every other week, I save at least 30 – 40% on my grocery bill. Just a few of the items on our family’s list of Costco staples include:...

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Does Your Paycheck Suffer From Goldfish Syndrome?

By Melissa Tosetti Over the past six years, I’ve worked with clients who make $60,000 a year and regularly contribute to their 401k as well as build healthy savings accounts.  They’re able to go on...

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The Cash Challenge

When was the last time you used cash to make a purchase? The advances in banking technology have made our lives so much easier.  But an unfortunate side effect is that it has emotionally distanced us...

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